Insurance coverage is a sophisticated enterprise – there’s no denying that! Fortunately, the insurance coverage specialists right here at Vargas and Vargas Insurance coverage Company are right here to reply a few of your basic automobile insurance coverage
questions.
Listed below are 5 questions that we’re requested on a regular basis by our present and potential prospects:
Do I have to have a specific amount of auto insurance coverage protection?
Sure! Every state requires that you simply buy a specific amount of auto insurance coverage. In Massachusetts, the present necessities
are as follows:
$20,000 per individual ($40,000 per accident) for Bodily Harm to Others.
$8,000 per individual and per accident for Private Harm Safety.
$20,000 per individual ($40,000 per accident) for Bodily Harm Brought on by an Uninsured Auto.
$5,000 per accident for Harm to Somebody Else’s Property.
How a lot protection ought to I’ve for my automobile?
We listed the minimal quantities required within the state of Massachusetts, however for essentially the most half, it is suggested to have greater than the minimal quantity of protection. When deciding how a lot protection you want, it’s best to contemplate the worth and dimension of your automobile, in addition to whether or not your automobile is paid off.
An insurance coverage agent from Vargas and Vargas Insurance coverage Company may help you wade via the method of deciding in your automobile insurance coverage protection quantities, in addition to setting a premium and deductible that make sense for you and your monetary state of affairs.
What sorts of auto insurance coverage reductions do you provide?
We provide so many alternative auto insurance coverage reductions that we couldn’t presumably record all of them! Right here at Vargas and Vargas Insurance coverage, we evaluate a number of completely different insurance coverage suppliers when searching for a automobile insurance coverage quote, and we’ll assist you to select the one that can get you one of the best protection at one of the best value based mostly on the reductions that every supplier gives.
Can I make modifications to my automobile insurance coverage coverage?
Completely! You may at all times name our workplace to make modifications to your coverage. Whether or not you’re getting married, there’s a brand new driver in your loved ones, or it is advisable to enhance or lower the quantity of protection in your coverage or your deductible, a Vargas and Vargas Insurance coverage workers member shall be glad that will help you replace your coverage.
Relying on what it is advisable to change, your coverage may very well be up to date instantly, or we will set an ‘efficient date’ for the change to enter impact at a later time.
I’m seeking to change insurance coverage suppliers – How do I get a automobile insurance coverage quote?
Getting an insurance coverage quote is as simple as contacting Vargas and Vargas Insurance coverage Company
. The quote course of is fast and easy. All it’s important to do is reply a number of questions and we could have quotes from main insurance coverage suppliers that you would be able to evaluate.
Just be sure you maintain our quantity in your telephone, too. You may at all times name us at 617-298-0655
if it is advisable to ask a query or replace your insurance policies. That’s additionally the quantity that you simply wish to dial should you need assistance with every other sort of insurance coverage – from dwelling to well being to enterprise and extra!
