Monday, December 1, 2025

Louisiana Drafting Guidelines for 20% to 30% Premium Reductions for FORTIFIED Houses

The Louisiana Division of Insurance coverage introduced it’s within the technique of drafting new guidelines on premium reductions for properties that meet among the hardest wind-resistant building requirements.

A statute accredited by Louisiana lawmakers in 2023 mandates that home-owner insurance coverage carriers present premium reductions for properties which might be upgraded or constructed to the FORTIFIED customary developed by the Insurance coverage Institute for Enterprise and Dwelling Security. The FORTIFIED building supplies and strategies are sometimes discovered to be extra stringent than many state and native constructing codes.

Premium reductions must be within the vary of 20% to 30%, reads Regulation 136, which covers different elements of how the reductions might be utilized for and carried out.

LDI is accepting written feedback on the principles. Feedback might be mailed to: Philip Dominique, Workers Legal professional, Louisiana Division of Insurance coverage, P.O. Field 94214, Baton Rouge, LA 70804-9214; or by fax to (225) 342-6704; or by mail to laws@ldi.la.gov. Feedback can be accepted by means of 4:30 p.m., Nov. 10.

Subjects
Louisiana

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