When driving in Hong Kong, you’ll typically see numerous security driving directions. From street indicators to commercials on flyovers, most drivers will do their finest to comply with the security directions on the street. Nonetheless, irrespective of how cautious we’re, typically some dangerous habits are nonetheless unavoidable. Over time, these dangerous habits won’t solely injury the efficiency of the automobile, but additionally Automotive Insurance coverage Make an influence! In the present day Kwiksure Let me let you know some widespread dangerous driving habits.
Listed here are 10 widespread dangerous driving habits that can assist you keep away from expensive repairs and upkeep, in addition to pointless further insurance coverage premiums.
1. Not utilizing visitors lights
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Contemplating the driving hours of the typical Hong Kong driver, the flip sign lights are principally not at risk of being utterly worn out. Nonetheless, many drivers nonetheless wouldn’t have the behavior of turning on the lights when turning or slicing lanes. That is most likely the commonest dangerous behavior amongst Hong Kong drivers, and this can be very annoying to different drivers and street customers.
What influence will this dangerous behavior have in your automobile? As talked about earlier, the wear and tear charge of the indicator mild could be very low, and when the automobile’s life is over, it doesn’t even should be changed. As a result of the perform of the indicator mild is barely to warn different drivers and pedestrians and allow them to know what you’ll do.
If you don’t use flip indicators, the chance of an accident will likely be tremendously elevated. Whether it is in the end dominated that the accident occurred as a consequence of not utilizing flip indicators, the insurance coverage firm could refuse to pay compensation, and you’ll have to pay a really costly Restore prices。
2. Reckless driving angle
Hong Kong is the place with the very best focus of sports activities automobiles and costly automobiles on the earth. These automobiles have excessive horsepower, so drivers typically can not help however step on the accelerator arduous when beginning, as if Automotive Stealing After the crime is dedicated, it is best to flee the scene rapidly! The identical is true when slowing down. We regularly see individuals driving at excessive pace to a pink mild after which braking arduous to cease.
This driving model could also be very trendy (a minimum of for the driving force), however it’s going to enhance the stress on the automobile. For instance, when the automobile engine is simply began, beginning at excessive pace will enhance the wear and tear and tear of components as a result of Engine oil Nonetheless has not had an opportunity to play a task. As well as, tire It should additionally rotate violently as a consequence of high-speed beginning, thus decreasing its lifespan.
Likewise, sudden and arduous braking will enhance the wear and tear of the brake system, requiring you to switch components prematurely.
Apart from, reckless driving additionally will increase the incidence ofAccidentWhen you find yourself about to step on the gasoline pedal earlier than turning the sunshine, it is best to first think about whether or not you will have sufficient response capacity to cope with numerous potential conditions.
3. Keep away from misuse
There are numerous intersections and visitors lights in Hong Kong, and autos typically want to start out and cease. For drivers of electrical autos, they naturally step on the throttle extra typically. So as to pace up the operation, many drivers prefer to rapidly step on or launch the throttle. Nonetheless, this could simply trigger the automobile to turn out to be blocked, have an effect on the trip consolation, and even trigger injury to the throttle and gearbox. Due to this fact,It’s best to decelerate the pace of urgent and releasing the clutch when beginning or altering gears, in order that the automobile can begin and cease easily. Along with sustaining a cushty trip, it may possibly additionally scale back put on on the clutch plate.
4. Press the brake as arduous as potential first
While you need to brake, most individuals step on the brake pedal first. Nonetheless, for drivers of handbook transmission autos, they like to step on the brake pedal first, in order that the automobile “loses energy” earlier than stepping on the brake. In reality, it is a very harmful means of driving. As a result of when a shifting automobile must cease, along with utilizing the brake system, it additionally depends on the traction of the engine to decelerate the pace. So if you need to brake, step on the brake pedal, which implies that the engine’s rotation energy is totally disconnected, which is equal to letting the tires “idle”, which can weaken the automobile’s braking capacity and simply trigger the automobile to fail to cease in time and hit the automobile in entrance.
5. Impatient individuals change recordsdata
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Whether or not it’s a stick or computerized transmission, many drivers have the dangerous behavior of fixing gears too early. The most typical one is when parking, when the automobile just isn’t utterly stopped, they cannot wait to alter to R gear or D gear (or 1st gear). It’s best to know that when the gears within the gearbox are nonetheless rotating, forcibly altering the path of rotation will trigger severe injury to the gears. In any case, the gears will make a “clicking” sound, and on the worst, the gears will likely be corroded and even damaged, and all the gearbox must be changed, which prices tens to a whole bunch of 1000’s of Hong Kong {dollars}. For the sake of your pockets, it’s higher to cease the automobile earlier than altering the gear!
6. Lengthy-term extraordinarily low oil stage
When a automobile is refueled, the gasoline is first saved within the gasoline tank after which pumped to the engine by the gasoline pump. Though gasoline will depart sediment on the backside of the tank, typically, the gasoline pump solely pumps clear gasoline from the highest of the tank.
Nonetheless, when you typically depart lower than 1 / 4 of the gasoline within the tank, the gasoline pump will pump up extra turbid gasoline. Though a lot of the sediment will likely be filtered out, it’s going to nonetheless enhance the possibility of sediment coming into the engine and inflicting severe injury.
Due to this fact, most mechanics will advocate leaving greater than 1 / 4 of a gallon of gasoline within the tank, as a result of if the automobile breaks down on the way in which, you’ll not solely should pay costly towing charges, however it’s going to additionally enhance the possibility of an accident.
7. Parking Deal with
When the automobile is parked on a slope, even when the gear is in P, if you don’t pull the handbrake, the burden of all the automobile will likely be positioned on the transmission, which known as the parking brake lock (Parking Pawl), a small metallic piece in regards to the dimension of an index finger! As you’ll be able to think about, it is rather harmful to rely solely on this small piece of metallic to help the burden of all the automobile.
Due to this fact, everytime you park your automobile on a slope, it is best to bear in mind to drag up the handbrake to keep away from accidents brought on by the parking brake lock failing. On the similar time, when you park your automobile on a slope, you additionally want to show the tires to 45 levels after stopping. In case the automobile rolls away, you may as well depend on the roadside curb to forestall the automobile from rolling away. For particulars, please discuss with【Slope parking】Three steps to forestall slipping after turning the steering wheel: turning the steering wheel, pulling the handbrake, shifting gears。
Lastly, if the accident is brought on by your negligence, your insurer could refuse to pay compensation as a result of the insurance coverage phrases normally state that the driving force should pull the handbrake when parking on a slope. If you don’t do that, the insurer will assume that you haven’t taken adequate measures to cut back the possibility of an accident.
8. Ignoring warning lights
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Many new technology automobiles have a number of built-in sensor elements to detect the working standing of various digital and mechanical elements. If there’s any abnormality, most of them will likely be indicated by warning lights on the dashboard (comparable to ABS Gentle) to tell the driving force. Nonetheless, many drivers have solely a obscure understanding of the which means of warning lights, and even no thought in any respect, so when a warning mild comes on, the driving force will take it calmly, considering that the warning mild is only a minor drawback. The right strategy is to take the automobile to a restore middle for inspection as quickly as potential until you might be very clear in regards to the which means of the warning mild.
9. Driving over pace bumps
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Many parking heaps or housing estates have pace bumps put in on their roads to decelerate autos. Nonetheless, many drivers solely use one aspect of the tire to drive over the pace bump so as to scale back the influence. Though this could scale back the bumpy feeling, the suspension system is usually in an unbalanced state, which won’t solely shorten the lifetime of the suspension system, but additionally injury the body, inflicting noise that’s troublesome to determine. It is a very severe dangerous driving behavior.
Equally, when you park your automobile with one tire typically positioned on the curb of the sidewalk, inflicting the automobile to tilt, the above drawback may happen.
10. Incessantly enter N gear
Hong Kong oil costs Being on the prime of the world, many drivers have their very own methods to save lots of gasoline, comparable to switching the gear to N gear when going downhill or driving at excessive pace. In reality, the precept of N gear is similar as stepping on the throttle, which separates the engine energy from the gearbox. Since N gear is used for idling when parking, the engine releases extra gasoline when in D gear, which makes the driving force really feel that he’s saving gasoline.
In reality, many automobile producers and consultants have mentioned that there’s virtually no distinction in gasoline consumption between D and N gears. Driving in N gear just isn’t solely unhelpful in saving gasoline, but additionally very harmful, since you can not management acceleration in N gear, and you can’t use engine traction to brake. While you encounter an emergency, you’ll not have time to react. Due to this fact, it’s by no means beneficial to modify to N gear whereas the automobile is driving.
How Unhealthy Driving Habits Have an effect on Automotive Insurance coverage
If you have not seen the dangerous habits talked about above, now’s the time to alter them. By altering these dangerous habits, it can save you cash – not solely are you able to scale back restore prices, but additionally keep away from insurance coverage premiums being elevated as a consequence of accidents. Furthermore, drivers with good driving habits who haven’t filed accident claims for a few years can get a No Declare Low cost (NCD) from the insurance coverage firm, which might save as much as 60% of the premium!
Please go to the No Declare Low cost web page of Sooner Insurance coverage for extra data.
Incessantly requested questions
What are some widespread dangerous driving habits?
Widespread dangerous driving habits embody being lazy in utilizing sign lights, reckless driving angle, hasty gear adjustments, long-term low gasoline stage, parking with out pulling the handbrake, ignoring warning lights and improper use of N wave.
What are some widespread dangerous driving habits for handbook transmission automobiles?
Widespread dangerous driving habits for handbook transmission automobiles embody misusing the throttle and urgent the throttle earlier than braking. Such operations can not use the engine’s traction to brake, and when encountering an emergency, there isn’t any time to react.

